REDEFINING ACCESS TO
HEALTH & PROTECTION
BIMA offers a suite of affordable, technology-powered insurance and health services, delivered through a seamless combination of digital tools and physical care.
B-Care: Our Flagship Subscription
B-Care is BIMA's signature health solution, combining telemedicine, diagnostics, pharmacy and insurance into one accessible subscription. At a price point made for underserved and middle-income consumers, it delivers meaningful coverage without complicated claims.
Every journey starts with a certified BIMA doctor who supports customers from diagnosis through to treatment, creating a continuous, personal and practical care experience.
A True Cashless Experience
With B-Care, customers enjoy a fully cashless medical journey through our integrated partner network of pharmacies, laboratories, hospitals and clinics. From initial consultation to medicine pickup or lab testing, every step becomes simple and financially manageable.
BIMA Clinic & Pharmacy
Our owned clinics and BIMA Clinic & Pharmacy shops are designed to make healthcare feel familiar and easy to access. Customers can receive consultations, prescriptions, medicines and support through connected care points within their own communities.
Life & Personal Accident Insurance
BIMA's life and personal accident products protect customers and their families when unexpected events happen. They are built for simple enrollment, affordable premiums and straightforward processes, bringing peace of mind when it is needed most.
Hospital Cash & Inpatient Health Plans
Our hospital cash and inpatient health products provide financial support during medical events. Customers receive daily cash benefits during hospital stays and access to inpatient care through approved facilities, helping families manage treatment costs without added stress.
Standalone Telemedicine
For customers who need quick access to medical advice, standalone telemedicine connects them with certified doctors through phone, chat and video. The service reduces travel and waiting time, especially in communities where clinic access can be limited.
General Insurance
Beyond healthcare, BIMA also offers general insurance products including motor, device, home and fire insurance. These products are simple, affordable and supported by accessible service processes that protect everyday assets and livelihoods.